Do Kentucky Residents Get In-State Tuition in Indiana? (Graduate, 2026)
Yes — Kentucky and Indiana run Kentucky Regional Reciprocity Agreements, so Kentucky residents can pay the Indiana in-state graduate rate of about $10,300 a year instead of the $32,000 non-resident rate at Indiana University Graduate School. Check the current terms before you apply.
- You would pay
- $10,300/yr
- Resident pays
- $10,300/yr
- Non-resident rate
- $32,000/yr
- Saved over 2 yrs
- $43,400
Conditional: Limited to students living in counties along the shared border — check the county list first.
Tuition and mandatory fees only, compiled from published rates and rounded. Excludes housing, books and course differentials. Eligibility is decided by the institution, not by this page.
Open this pair in the checker to switch level, compare other states, or copy a link to the result.
The two states negotiated this directly rather than through a regional compact. Kentucky Regional Reciprocity Agreements is the result, and for graduate study it puts a Kentucky resident at roughly $10,300 a year at Indiana University Graduate School.
The comparison that matters is with home: University of Kentucky Graduate School charges a Kentucky resident $14,000 a year. 17 other states offer Kentucky residents a reduced graduate rate, the lowest being Arkansas at about $9,500.
Before you count on it, check three things with the campus directly: that it participates this year, that your major is covered, and when its award deadline falls. All three change annually and none of them are set by the state.
Every route from Kentucky to Indiana
| Route | What it gives you | Per year | Saving | Guaranteed? |
|---|---|---|---|---|
| Kentucky Regional Reciprocity Agreements | Kentucky's Council on Postsecondary Education maintains reciprocity agreements with each bordering state, granting in-state or near-in-state rates to students from designated counties at designated institutions. Scope varies by partner state and is reviewed regularly. | $10,300 | $21,700 | Conditional |
Where Kentucky residents pay less
Staying home, a Kentucky resident pays $14,000 a year for in-state graduate tuition at University of Kentucky Graduate School. The cheapest Indiana option for you is $10,300 at Indiana University Graduate School, which is $3,700 a year less than Kentucky's own in-state rate at University of Kentucky Graduate School.
Kentucky belongs to Academic Common Market (ACM) at graduate level, so 18 of 50 states offer Kentucky graduate students a reduced rate, and Indiana is one of them.
| State | Route | Per year |
|---|---|---|
| Kentucky to Arkansas | Academic Common Market · University of Arkansas Graduate School | $9,500 |
| Kentucky to Mississippi | Academic Common Market · University of Mississippi Graduate School | $9,800 |
| Kentucky to Louisiana | Academic Common Market · LSU Graduate School | $10,300 |
| Kentucky to Oklahoma | Academic Common Market · OU Graduate College | $10,300 |
| Kentucky to Missouri | Kentucky Regional Reciprocity Agreements · University of Missouri Graduate School | $11,300 |
Kentucky's neighboring states, compared
What a Kentucky resident pays for graduate tuition in each state that borders Kentucky, cheapest first:
- Indiana$10,300/yr · Kentucky Regional Reciprocity Agreements
- Missouri$11,300/yr · Kentucky Regional Reciprocity Agreements
- West Virginia$12,000/yr · Academic Common Market
- Tennessee$14,000/yr · Academic Common Market
- Ohio$14,700/yr · Kentucky Regional Reciprocity Agreements
- Illinois$18,700/yr · Kentucky Regional Reciprocity Agreements
- Virginia$20,000/yr · Academic Common Market
Compare all 50 states from Kentucky in the checker. Each figure is one reference campus per state, not a state average.
Indiana residency, in brief
Indiana grants in-state tuition after 12 months of domicile before the term begins (Ind. Code § 21-14-1), and a financially dependent student takes the parents' domicile. Moving to Indiana to enroll does not by itself start the clock.
Indiana residency requirements in full · how long every state requires
Step by step
- Read the current terms of Kentucky Regional Reciprocity Agreements — bilateral agreements are renegotiated and can narrow to specific campuses or majors between academic years.
- Apply through the channel the agreement specifies; several are administered by the home state's higher-education agency, not by the receiving campus.
- Provide proof of Kentucky residency in the form the agreement requires.
- If you fall outside the agreement's scope, fall back to the residency route: 12 months of Indiana domicile.
Official links
Related
Asked and answered
›Do Kentucky residents get in-state tuition in Indiana?
Effectively yes, through Kentucky Regional Reciprocity Agreements, but it is not residency. You pay the in-state rate of about $10,300 while remaining a Kentucky resident for every other purpose, and the benefit ends if you leave the approved program.
›How long does it take to get in-state tuition in Indiana?
Indiana requires 12 months of domicile before the term begins (Ind. Code § 21-14-1), and a financially dependent student takes the parents' domicile.
›How much would graduate study in Indiana actually cost a Kentucky resident?
About $10,300 a year in tuition and mandatory fees under Kentucky Regional Reciprocity Agreements, against $32,000 at the published non-resident rate and $10,300 for an Indiana resident. Over 2 years that is roughly $43,400 saved. Figures are compiled 2025–26 published rates and exclude housing, books and course-specific differentials.
›Where can Kentucky residents get reduced graduate tuition?
In 18 states at graduate level. Outside Indiana, the lowest are Arkansas ($9,500), Mississippi ($9,800), Louisiana ($10,300). Each figure is one reference campus, and awards are made campus by campus.
›Is studying in Indiana cheaper than staying in Kentucky?
On tuition, yes. The cheapest Indiana option for a Kentucky resident is $10,300 a year, which is $3,700 below Kentucky's own in-state rate of $14,000 at University of Kentucky Graduate School. Housing and travel are not included.
Sources
Every eligibility rule on this page is checked against the operating compact commission or the state's own residency authority. Last verified 2026-08-07.
Tuition figures on this page are compiled 2025–26 published rates (basis: published compiled), rounded to the nearest $100 and refreshed each June. Eligibility rules are checked against the cited compact commission or residency authority.
- Indiana Commission for Higher Education — residency for tuition purposes ↗Accessed 2026-08-07
- Indiana University Graduate School — tuition and fees ↗Accessed 2026-08-07
- University of Kentucky Graduate School — tuition and fees ↗Accessed 2026-08-07
How this page was made
Compiled and checked by Billy Reiner, editor of In-State Check. Last verified 2026-08-07.
- Compiled from published rate pages
- The in-state and non-resident figures are tuition and mandatory fees for one full-time year, read from Indiana University Graduate School’s own 2025–26 rate page and rounded to the nearest $100. Housing, books, travel and course-specific differentials are not included in them.
- Checked against the administering body
- Compact membership at this level was checked against the commission that runs the program (MHEC, SREB). The residency test — the durational requirement, the domicile evidence and the dependent-student rule — was checked against Indiana Commission for Higher Education, Ind. Code § 21-14-1. Nothing here is taken from another comparison site.
Not advice. In-State Check is independent of every college, compact and state agency named here. Residency classification and award decisions are made by the institution you apply to. Found an error? Send the page URL and the source that contradicts it to [email protected], and the page is corrected and re-dated. Full methodology.