Do Indiana Residents Get In-State Tuition in Kentucky? (Graduate, 2026)
Yes — Indiana and Kentucky run Kentucky Regional Reciprocity Agreements, so Indiana residents can pay the Kentucky in-state graduate rate of about $14,000 a year instead of the $30,300 non-resident rate at University of Kentucky Graduate School. Check the current terms before you apply.
- You would pay
- $14,000/yr
- Resident pays
- $14,000/yr
- Non-resident rate
- $30,300/yr
- Saved over 2 yrs
- $32,600
Conditional: Limited to students living in counties along the shared border — check the county list first.
Tuition and mandatory fees only, compiled from published rates and rounded. Excludes housing, books and course differentials. Eligibility is decided by the institution, not by this page.
Open this pair in the checker to switch level, compare other states, or copy a link to the result.
The two states negotiated this directly rather than through a regional compact. Kentucky Regional Reciprocity Agreements is the result, and for graduate study it puts an Indiana resident at roughly $14,000 a year at University of Kentucky Graduate School.
The comparison that matters is with home: Indiana University Graduate School charges an Indiana resident $10,300 a year. 7 other states offer Indiana residents a reduced graduate rate, the lowest being Ohio at about $14,700.
Before you count on it, check three things with the campus directly: that it participates this year, that your major is covered, and when its award deadline falls. All three change annually and none of them are set by the state.
Every route from Indiana to Kentucky
| Route | What it gives you | Per year | Saving | Guaranteed? |
|---|---|---|---|---|
| Kentucky Regional Reciprocity Agreements | Kentucky's Council on Postsecondary Education maintains reciprocity agreements with each bordering state, granting in-state or near-in-state rates to students from designated counties at designated institutions. Scope varies by partner state and is reviewed regularly. | $14,000 | $16,300 | Conditional |
Where Indiana residents pay less
Staying home, an Indiana resident pays $10,300 a year for in-state graduate tuition at Indiana University Graduate School. The cheapest Kentucky option for you is $14,000 at University of Kentucky Graduate School, which is $3,700 a year more than staying home, or $7,400 over 2 years.
Indiana belongs to Midwest Student Exchange Program (MSEP) at graduate level, so 8 of 50 states offer Indiana graduate students a reduced rate, and Kentucky is one of them.
| State | Route | Per year |
|---|---|---|
| Indiana to Ohio | Ohio Reciprocity Agreements · Ohio State Graduate School | $14,700 |
| Indiana to Nebraska | Midwest Student Exchange Program · University of Nebraska-Lincoln Graduate Studies | $15,450 |
| Indiana to Missouri | Midwest Student Exchange Program · University of Missouri Graduate School | $16,950 |
| Indiana to Kansas | Midwest Student Exchange Program · University of Kansas Graduate Studies | $18,000 |
| Indiana to Wisconsin | Midwest Student Exchange Program · UW-Madison Graduate School | $18,600 |
Indiana's neighboring states, compared
What an Indiana resident pays for graduate tuition in each state that borders Indiana, cheapest first:
- Kentucky$14,000/yr · Kentucky Regional Reciprocity Agreements
- Ohio$14,700/yr · Ohio Reciprocity Agreements
- Illinois$34,300/yr · non-resident
- Michigan$54,000/yr · non-resident
Compare all 50 states from Indiana in the checker. Each figure is one reference campus per state, not a state average.
Kentucky residency, in brief
Kentucky grants in-state tuition after 12 months of domicile before the term begins (13 KAR 2:045), and a financially dependent student takes the parents' domicile. Moving to Kentucky to enroll does not by itself start the clock.
Kentucky residency requirements in full · how long every state requires
Step by step
- Read the current terms of Kentucky Regional Reciprocity Agreements — bilateral agreements are renegotiated and can narrow to specific campuses or majors between academic years.
- Apply through the channel the agreement specifies; several are administered by the home state's higher-education agency, not by the receiving campus.
- Provide proof of Indiana residency in the form the agreement requires.
- If you fall outside the agreement's scope, fall back to the residency route: 12 months of Kentucky domicile.
Official links
Related
Asked and answered
›Do Indiana residents get in-state tuition in Kentucky?
Effectively yes, through Kentucky Regional Reciprocity Agreements, but it is not residency. You pay the in-state rate of about $14,000 while remaining an Indiana resident for every other purpose, and the benefit ends if you leave the approved program.
›How long does it take to get in-state tuition in Kentucky?
Kentucky requires 12 months of domicile before the term begins (13 KAR 2:045), and a financially dependent student takes the parents' domicile.
›How much would graduate study in Kentucky actually cost an Indiana resident?
About $14,000 a year in tuition and mandatory fees under Kentucky Regional Reciprocity Agreements, against $30,300 at the published non-resident rate and $14,000 for a Kentucky resident. Over 2 years that is roughly $32,600 saved. Figures are compiled 2025–26 published rates and exclude housing, books and course-specific differentials.
›Where can Indiana residents get reduced graduate tuition?
In 8 states at graduate level. Outside Kentucky, the lowest are Ohio ($14,700), Nebraska ($15,450), Missouri ($16,950). Each figure is one reference campus, and awards are made campus by campus.
›Is studying in Kentucky cheaper than staying in Indiana?
No. Indiana's in-state graduate rate is $10,300 a year at Indiana University Graduate School, and the cheapest Kentucky option for an Indiana resident is $14,000, so Kentucky costs about $3,700 more a year, or $7,400 over 2 years, in tuition and fees alone.
Sources
Every eligibility rule on this page is checked against the operating compact commission or the state's own residency authority. Last verified 2026-08-07.
Tuition figures on this page are compiled 2025–26 published rates (basis: published compiled), rounded to the nearest $100 and refreshed each June. Eligibility rules are checked against the cited compact commission or residency authority.
- Kentucky Council on Postsecondary Education — residency for tuition purposes ↗Accessed 2026-08-07
- University of Kentucky Graduate School — tuition and fees ↗Accessed 2026-08-07
- Indiana University Graduate School — tuition and fees ↗Accessed 2026-08-07
How this page was made
Compiled and checked by Billy Reiner, editor of In-State Check. Last verified 2026-08-07.
- Compiled from published rate pages
- The in-state and non-resident figures are tuition and mandatory fees for one full-time year, read from University of Kentucky Graduate School’s own 2025–26 rate page and rounded to the nearest $100. Housing, books, travel and course-specific differentials are not included in them.
- Checked against the administering body
- Compact membership at this level was checked against the commission that runs the program (MHEC, SREB). The residency test — the durational requirement, the domicile evidence and the dependent-student rule — was checked against Kentucky Council on Postsecondary Education, 13 KAR 2:045. Nothing here is taken from another comparison site.
Not advice. In-State Check is independent of every college, compact and state agency named here. Residency classification and award decisions are made by the institution you apply to. Found an error? Send the page URL and the source that contradicts it to [email protected], and the page is corrected and re-dated. Full methodology.